Since the City of Hutto has a population below 50,000, qualified businesses are eligible to participate in the USDA Business and Industry (B&I) Guaranteed Loan program.

The purpose of the B&I Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. This purpose is achieved by bolstering the existing private credit structure through the guarantee of quality loans which will provide lasting community benefits.